Tailored Commercial Property Loans to Grow Your Investment Portfolio
At WizWealth, we specialise in helping Australian entrepreneurs and investors borrow 100% for commercial property—a bold step towards business growth and long-term wealth. Our goal is to remove financial barriers and provide commercial property loans and business loans tailored to your objectives, whether you're expanding operations, acquiring a new space, or launching a new venture.
With access to an extensive panel of lenders and customised loan structures, we guide you through every stage of the finance process, ensuring fast, stress-free, and fully supported borrowing.
Why Choose WizWealth for Commercial Property and Business Loans?
100% Borrowing for Commercial Property
We understand the complexities of commercial real estate financing and work tirelessly to structure loan solutions that allow eligible clients to borrow up to 100% of the property value. This is ideal for:
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Entrepreneurs looking to purchase premises with no upfront deposit
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Investors seeking cash-flow-positive commercial assets
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Business owners consolidating operations under one owned roof
Our lending experts help structure deals using creative finance strategies such as:
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Equity from residential property as security
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Business asset guarantees
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Cross-collateralisation with other properties
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Tailored low-doc and alt-doc options for non-traditional income
Flexible Commercial Property Loans Built Around Your Needs
Our commercial property loans are designed to suit a wide variety of industries and asset types, including:
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Offices, warehouses, and factories
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Retail spaces and shopfronts
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Medical suites and allied health clinics
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Mixed-use and industrial developments
With highly competitive interest rates, terms of up to 30 years, and flexible repayment structures, we give you the freedom to focus on business without being burdened by tight lending restrictions.
Fast, Accessible Business Loans for Australian Entrepreneurs
Whether you're launching a new business or expanding an existing one, our business loans help you reach the next milestone quickly and efficiently.
We offer a wide range of business financing options:
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Working capital loans to manage cash flow
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Equipment finance and vehicle loans
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Fit-out and renovation funding
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Franchise loans and acquisition finance
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Invoice finance and line of credit facilities
We work with leading lenders who understand the dynamic needs of small-to-medium enterprises (SMEs) and can approve loans within 24–72 hours in many cases.
Who Can Qualify to Borrow 100% for Commercial Property?
WizWealth is uniquely positioned to help ambitious investors and business owners borrow 100% for commercial property through:
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Strong cash flow or rental yield projections
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Additional property equity used as collateral
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Business performance backed by financials
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Directorship with a sound credit profile
We help you navigate the documentation and lender negotiations, ensuring that your loan structure is viable, sustainable, and future-focused.
Benefits of Commercial Property Loans Through WizWealth
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No deposit options with cross-collateralisation or guarantor structures
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Low-doc and full-doc loans for businesses of all sizes
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Access to over 30 trusted lenders for tailored outcomes
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Highly competitive rates and flexible terms
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Structured repayment plans with interest-only or principal & interest options
Our end-to-end service means you never have to chase a bank—we handle the entire process, ensuring you meet your business or investment timeline.
Tailored Loan Structures That Match Your Commercial Goals
Investment-Focused Commercial Loans
For property investors looking to diversify into commercial real estate, we offer investment loans that align with your portfolio goals, with options like:
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Interest-only repayments for cash flow flexibility
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High-LVR lending through equity leverage
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Loan structures suited for SMSF or trust ownership
Owner-Occupied Commercial Loans
Need a space for your business? We structure loans with features like:
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Offset accounts to reduce interest burden
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Balloon payments for cash flexibility
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Finance bundles that include fit-out and equipment loans
Our Proven Process for Commercial Loan Success
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Initial Strategy Session
We take time to understand your business, property goals, and funding requirements. -
Lender Match & Pre-Approval
We compare lenders to find the best deal and secure a pre-approval quickly. -
Documentation & Application Submission
We gather the required documents and liaise with the lender for smooth processing. -
Loan Approval & Settlement
Once approved, we manage the final settlement and ensure everything goes to plan.
Supporting Business Owners and Investors at Every Stage
From first-time commercial buyers to seasoned investors, our clients trust us because we offer:
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Dedicated finance specialists with commercial experience
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Unbiased lender recommendations based on real value
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Ongoing loan reviews to keep your finances future-ready
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One-on-one consultations and clear communication
Whether you're looking to purchase commercial premises, expand business operations, or leverage your equity, we bring the knowledge and strategy you need to succeed.
Industries We Serve with Commercial Property & Business Loans
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Construction and Trades
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Retail and Wholesale
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Healthcare and Medical
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Transport and Logistics
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Manufacturing and Industrial
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Franchise and Hospitality
No matter your business size or industry, our commercial lending experts are here to create customised finance solutions for sustained growth.
Start Your 100% Commercial Loan Journey with WizWealth Today
Don’t let deposit requirements hold you back from business growth or high-yield commercial investments. With the ability to borrow 100% for commercial property, backed by flexible business loans, WizWealth is the trusted partner you need.
Speak with our specialist team today to explore your eligibility and receive a custom finance plan tailored to your goals.
